Begin with the purpose
Share the property, the decision you are facing, the effective date if known, and the people who will rely on the report.

SOUTHWEST FLORIDA
Independent residential appraisals backed by more than two decades of experience, careful analysis, and personal communication.
More than two decades of appraisal experience
Florida Certified Residential Appraiser
Every published Google review is five stars
Direct service from Connie
EXPERIENCE YOU CAN FEEL
Whether you are settling an estate, preparing for a sale, working through a legal matter, or simply need a dependable opinion of value, your assignment benefits from more than twenty years of residential appraisal experience and direct communication from start to finish.
MEET CONNIE JO ESBENSON
I’m a Florida Certified Residential Appraiser who believes clients deserve more than a report—they deserve to understand the answer. I listen carefully, define the assignment around its real purpose, and communicate clearly throughout the process.
From estates and date-of-death assignments to divorce, trusts, private sales, and complex residential properties, I bring seasoned judgment and respect for the people behind every property decision.
Get to know ConnieWHAT WE HELP WITH
Professional, approachable, and developed for the specific decision in front of you.
FIVE-STAR CLIENT EXPERIENCES
Every review published on the Concept Appraisals Google profile is five stars. The words clients use most often—responsive, prompt, thorough, and professional—describe the standard Connie brings to Southwest Florida.
★★★★★“Amazing customer service. Very responsive. Fast turnaround. Highly recommend!”
— Elizabeth Girling
★★★★★“Connie is friendly and easy to work with, stayed in communication with me, and finished the appraisal sooner than I expected. Wonderful experience!”
— Susan Spivey
★★★★★“Connie and her team were professional, prompt, and thorough. I definitely recommend them for any appraisal needs.”
— Doug Emerson
WHAT WORKING TOGETHER FEELS LIKE
No sales pressure. No unexplained process. Just a thoughtful path from your question to a well-supported answer.
Share the property, the decision you are facing, the effective date if known, and the people who will rely on the report.
Connie confirms the appropriate service, records, timing, access needs, and reporting format before the assignment begins.
The completed analysis explains the relevant market evidence, reasoning, assumptions, and conclusion in understandable language.
FLORIDA PROPERTY EXPERIENCE
Southwest Florida housing is wonderfully varied. Each property type calls for relevant market knowledge and careful comparable selection.






WHO WE SERVE
Clear value guidance for a meaningful property decision.
Careful work for estate, probate, divorce, and litigation matters.
Well-supported analysis for planning, trusts, and tax-related needs.
APPRAISAL INSIGHTS
Practical, plain-English guidance for residential value questions in Southwest Florida.
LET’S TALK ABOUT WHAT YOU NEED
Tell Connie a little about the property and the question you need answered. She will help you understand the most appropriate next step.